Group Health Indemnity Insurance Coverage
Employers have a distinct advantage in attracting and retaining quality employees if they offer an affordable group health program. However, the complexity of today’s workforce makes it difficult for employers to provide benefits for all of their employees through one common health plan.
Foundation One Security was developed in 1999 for employers with classes of hourly, part-time or otherwise uninsured employees. The intent of the plan is to provide affordable and meaningful benefits for employees who may not be eligible to participate in their employer’s benefits program due to hour requirements or non-exempt status.
Our simple plan designs offer employees health insurance coverage that is predictable, easy to understand and use. Foundation One SecuritySM provides specific levels of benefits for covered outpatient and inpatient services.
Outpatient Indemnity Benefits
- Physician Office Visits
- Diagnostic X-Ray and Laboratory Testing
- Wellness Exams
- Prescription Drugs
- Surgeries
- Anesthesia
- Outpatient Surgical Facility
- Emergency Room Facility
Inpatient Indemnity Benefits
- Daily In-Hospital
- Surgeries
- Anesthesia
- Hospital Admission
- Intensive Care Unit
- Physician Visit
- Miscellaneous Services and Supplies
Supplemental Accident Benefit
Additional Insurance Coverages
- Dental
- Life/Accidental Death & Dismemberment
- Short Term Disability Income (where available)
- Vision (where available)